YES Bank Credit Card
How to get this & earn coins
1 Complete the offer
2 Claim & redeem your coins
- Complete the goal above to earn 🪙 500 coins.
- Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
- We verify it manually and credit the coins to your account.
- Redeem your coins for free games, skins or game credits once you reach 2,000 coins.
About this offer
YES Bank Credit Cards offer premium lifestyle benefits on a lifetime-free card — enjoy rewards on bill payments, complimentary domestic and international lounge access, fuel savings and special offers across movies, dining, shopping and travel. The whole application is 100% digital and paperless.
Key benefits
- Lifetime free — no joining or annual fee (LTF variants: ACE, Select, Elite+)
- Rewards on bill payments
- Fuel surcharge waiver
- Complimentary domestic and international airport lounge access
- Special offers on movie tickets, bills, dining, shopping and travel
- Cashback on shopping and groceries
- 100% digital, paperless application
Frequently asked questions
Who should apply for a YES Bank Credit Card?
Anyone aged 21+, salaried or self-employed, who frequently travels, dines out, shops or spends on premium lifestyle categories. Monthly income criteria may vary by region.
How long does the application take?
It’s quick and easy — usually no more than 15 minutes.
How long does approval take?
It typically takes up to 48 hours to approve or reject the application.
Fees & charges: Joining fee — Zero; annual fee — Zero (on lifetime-free variants such as ACE, Select and Elite+). A credit score of 730+ is preferred for faster approval. Card issuance, credit limit, benefits and eligibility are decided solely by YES Bank as per their prevailing terms.
Terms that matter
- Available for new users only — existing YES Bank credit card customers are not eligible.
- Apply using the same tracking link and complete the application in a single journey; if you exit midway, resume with the same link or the lead may be rejected.
- OVL consent must be opted in by the customer.
- Use the same mobile number throughout, and enter your name exactly as per your Aadhaar.
- Your mobile number must be linked to your Aadhaar.
- Eligibility: age 21+, salaried (min ₹25,000/month) or self-employed (min ₹7.5 lakh annual ITR); income criteria may vary by region. A credit score of 730+ is preferred.
- Documents: PAN card, Aadhaar card, address proof and income proof.
- Card issuance, credit limit, benefits and fees are at the sole discretion of YES Bank as per their prevailing terms.
Earn 500 reward points
Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.