Uni GoldX Credit Card
How to get this & earn coins
1 Complete the offer
2 Claim & redeem your coins
- Complete the goal above to earn 🪙 500 coins.
- Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
- We verify it manually and credit the coins to your account.
- Redeem your coins for free games, skins or game credits once you reach 2,000 coins.
About this offer
The Uni GoldX Credit Card is a premium metal, lifetime-free card that turns every spend into gold-backed rewards. Earn assured cashback on all spends, accelerated rewards on top brands, and travel with zero forex fees — smart, simple and rewarding.
Key benefits
- Lifetime free — zero joining and annual fee
- Premium metal card
- 1% assured Gold cashback on all your spends, plus unlimited 1% back on UPI
- Unlimited 5% Gold cashback on Amazon, Flipkart, Zomato, Myntra, Zepto and more
- Unlimited 7% back on flights and hotels
- 5X more value at the Uni Store
- Zero forex markup — spend in 180+ countries with no forex fee
- 50% off on movie tickets at PVR & INOX
Frequently asked questions
What is the minimum CIBIL score required?
You should have a CIBIL score above 730 to be eligible.
Does the card have any joining or annual fee?
No — it comes with zero joining fee and zero annual fee.
Who is not eligible?
Existing YES Bank credit card holders are not eligible. You should also meet the required CIBIL, age and credit-limit criteria.
What documents are required?
A valid PAN, Aadhaar and Aadhaar-linked mobile number. During the application you’ll also provide DOB, address, employment and income details and complete video KYC.
Fees & charges: Joining and annual fees — Zero. Eligibility requires a CIBIL score above 730 and an existing credit card with a limit of at least ₹75,000. Card issuance, credit limit, benefits and eligibility are decided solely by the issuing bank as per their prevailing terms.
Terms that matter
- You must have a valid Aadhaar number and PAN card.
- Use the same mobile number that is linked to your Aadhaar while applying.
- Your address must be from a serviceable PIN code.
- Existing YES Bank credit card holders are not eligible.
- Eligibility: age 21–60, a CIBIL score above 730, and an existing credit card with a limit of at least ₹75,000.
- Documents: Aadhaar card, PAN card, address proof and income proof (salary slip).
- Card issuance, credit limit, benefits and fees are at the sole discretion of the issuing bank as per their prevailing terms.
Earn 500 reward points
Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.