Scapia Credit Card
How to get this & earn coins
1 Complete the offer
2 Claim & redeem your coins
- Complete the goal above to earn 🪙 500 coins.
- Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
- We verify it manually and credit the coins to your account.
- Redeem your coins for free games, skins or game credits once you reach 2,000 coins.
About this offer
The Scapia Credit Card, issued by Federal Bank, is a travel-first credit card built for people who want premium perks without any fees. Enjoy unlimited airport lounge access, zero forex markup on international spends, and rewards on everyday purchases — all through a 100% digital, paperless application.
Key benefits
- Zero joining fee and zero annual fee — no hidden costs
- Unlimited domestic airport lounge access
- Zero forex markup — travel and shop internationally without extra charges
- 2% value back on daily spends
- 10% back as Scapia coins (5 coins = ₹1)
- 100% digital application with quick video KYC
Frequently asked questions
Is there any joining or annual fee?
No — the Scapia Credit Card has zero joining and annual fees.
What is the minimum age to apply?
You must be 21 years or older.
Do I need to be an existing bank customer?
No — this card is exclusively for new-to-bank (NTB) customers, and is not available to existing Federal Bank customers.
How soon can I use the card after video KYC?
Once your video KYC is approved, you’ll get a notification to activate the card by pairing your SIM. After pairing, the card can be used immediately.
Fees & charges: Joining fee — NIL; renewal fee — NIL. A minimum CIBIL score of 730+ applies. Card issuance, credit limit, benefits and eligibility are decided solely by Federal Bank / Scapia as per their prevailing terms.
Terms that matter
- Applicants must be 21 years or older with a regular, stable income (min ₹18,000/month salaried, or ₹4 lakh/year self-employed).
- This card is for new-to-bank (NTB) customers only — it is not available to existing Federal Bank customers.
- A minimum CIBIL score of 730+ is required, with 5 or fewer credit enquiries in the last 180 days and no current overdue payments (DPD).
- Documents: Aadhaar card and PAN (a physical PAN card is needed for video KYC).
- Complete the application within 30 days of starting, using the same link. If you exit midway, resume with the same link or the application may be rejected.
- Card issuance, credit limit and benefits are at the sole discretion of Federal Bank / Scapia as per their prevailing terms.
Earn 500 reward points
Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.