Prefr Personal Loan
How to get this & earn coins
1 Complete the offer
2 Claim & redeem your coins
- Complete the goal above to earn 🪙 300 coins.
- Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
- We verify it manually and credit the coins to your account.
- Redeem your coins for free games, skins or game credits once you reach 2,000 coins.
About this offer
The Prefr Personal Loan is a fast and flexible loan to meet your personal financial needs. Borrow from ₹25,000 to ₹5 lakh through a 100% digital application, with no collateral required.
Key benefits
- Borrow from ₹25,000 to ₹5 lakh
- 100% digital and paperless process
- No collateral required
- Flexible repayment tenure
- Fast disbursal
Frequently asked questions
Who can apply?
Salaried and self-employed Indian applicants aged 22–55 who meet the applicable income criteria.
How much can I borrow?
From ₹25,000 up to ₹5 lakh, subject to eligibility and approval.
How long does the application take?
Usually around 15–30 minutes to complete.
How long until disbursal?
Approval or rejection may take up to 48 hours, followed by additional time for disbursal after approval.
Fees & charges: Interest rates and processing fees are as per Prefr’s prevailing terms. Loan approval, amount, interest and charges are decided solely by Prefr, subject to verification and eligibility.
Terms that matter
- You must be an Indian citizen aged between 22 and 55 years.
- Salaried applicants require a monthly income of ₹18,000 in Metro/Tier 1 cities or ₹15,000 in Tier 2 cities; self-employed applicants require ₹22,000 monthly income.
- Your Aadhaar-linked mobile number may be required for verification.
- The loan application and final disbursal are subject to verification and approval by Prefr as per their prevailing terms.
Earn 300 reward points
Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.