MoneyDot Personal Loan
Personal Loans
MoneyDot
RequirementAge 22–58 · Salaried ₹25,000+/mo · CIBIL 700+
PlatformMoneyDot
How to get this & earn coins
1 Complete the offer
01Tap "Apply Now", enter your mobile number, complete OTP verification and set up your MPIN.
02Enter your personal, loan, employment and professional details.
03Verify your Aadhaar through DigiLocker and provide your current residential address.
04Review your approved loan amount, tenure and EMI, then add references and complete auto-debit setup.
05Review and digitally sign the loan agreement to complete your application.
2 Claim & redeem your coins
- Complete the goal above to earn 🪙 300 coins.
- Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
- We verify it manually and credit the coins to your account.
- Redeem your coins for free games, skins or game credits once you reach 2,000 coins.
About this offer
MoneyDot offers a collateral-free personal loan of up to ₹50,000 through a fully digital application. It’s designed for eligible salaried individuals who need quick access to funds, with minimal documentation and fast disbursal.
Key benefits
- Loan amount of up to ₹50,000
- Fully digital application journey
- Minimal documentation
- No collateral or security required
- Quick disbursal to your bank account
- Flexible repayment options
Frequently asked questions
What is the maximum loan amount?
Eligible customers can apply for a personal loan of up to ₹50,000.
Do I need collateral?
No — it’s a collateral-free loan with no security required.
Fees & charges: Interest rate 42.5% p.a.; processing fee 5.25%. Loan approval, amount, interest and charges are decided solely by MoneyDot as per their prevailing terms.
Terms that matter
- You must be a new MoneyDot customer without an existing relationship with MoneyDot.
- You must be a salaried employee aged 22–58 with a minimum monthly salary of ₹25,000 and a credit score of 700+.
- Use the same mobile number throughout the application, and ensure it is linked with your Aadhaar.
- Loan approval, amount, interest and charges are at the sole discretion of MoneyDot as per their prevailing terms.
Earn 300 reward points
Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.
Ratings & reviews
4.2
4,192 reviews
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