Kotak 811 Savings Account
How to get this & earn coins
1 Complete the offer
2 Claim & redeem your coins
- Complete the goal above to earn 🪙 200 coins.
- Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
- We verify it manually and credit the coins to your account.
- Redeem your coins for free games, skins or game credits once you reach 2,000 coins.
About this offer
The Kotak 811 Savings Account is a fully digital, zero-balance savings account you can open in minutes with just your PAN and Aadhaar. Enjoy up to 7% interest on your savings, a Premium Platinum Debit Card, and cashback on eligible spends — all managed from your phone.
Key benefits
- Zero-balance savings account — no minimum balance to maintain
- Up to ₹6,000 cashback on eligible transactions
- Premium Platinum Debit Card with exclusive benefits
- Earn up to 7% interest on your savings
- Fully digital account opening using Aadhaar and PAN
- Convenient digital banking and online transactions
Frequently asked questions
Is Kotak 811 a zero-balance account?
Yes — it’s a zero-balance savings account with no minimum balance requirement.
How much cashback can I get?
You can get up to ₹6,000 cashback on eligible transactions and debit card spends.
What interest can I earn?
You can earn up to 7% interest on your savings, subject to the bank’s applicable terms.
What documents do I need?
Your PAN card, Aadhaar card and a valid mobile number linked with Aadhaar.
Is the account opening digital?
Yes — the entire process is digital, including verification and video KYC.
Fees & charges: Zero-balance account with ₹0 account opening charges. Account opening, features, interest rates and eligibility are decided solely by Kotak Mahindra Bank as per their prevailing terms; interest rates are subject to change.
Terms that matter
- You must be at least 18 years old with a valid PAN and Aadhaar card.
- Your mobile number must be linked with your Aadhaar and should remain the same throughout the application.
- Service availability may be limited to eligible PIN codes — check whether your location is serviceable before applying.
- Complete the required online video KYC where applicable.
- If you pause the application, resume using the same application link.
- Account opening, features and interest rates are at the sole discretion of Kotak Mahindra Bank as per their prevailing terms.
Earn 200 reward points
Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.