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InCred Personal Loan
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InCred Personal Loan

Personal Loans InCred Finance
RequirementAge 21–55 · Income ₹15,000+/mo · CIBIL 650+
PlatformInCred Finance

How to get this & earn coins

1 Complete the offer

01Tap "Apply Now" and enter your name and mobile number.
02Download and install the InCred app if redirected, then select your language and accept the required permissions.
03Sign in with your mobile number, verify it via OTP, and create a 4-digit security PIN.
04Enter or confirm your PAN details, then fill in your basic details — name, address, employment and correct PIN code.
05Complete the credit check to determine your loan eligibility. If approved, select your preferred loan amount.
06Enter your bank details for verification and complete any income/employment and residence verification if required.
07After successful verification, your approved loan amount is credited to your bank account.

2 Claim & redeem your coins

  1. Complete the goal above to earn 🪙 300 coins.
  2. Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
  3. We verify it manually and credit the coins to your account.
  4. Redeem your coins for free games, skins or game credits once you reach 2,000 coins.

About this offer

Get a personal loan of up to ₹15 lakh from InCred through a quick, 100% digital application — no collateral needed. Eligible applicants can choose a repayment tenure from 12 to 60 months, with disbursal as fast as 15 minutes.

Key benefits

  • Loan amount of up to ₹15 lakh
  • 100% digital and paperless application
  • Quick disbursal — as fast as 15 minutes
  • Flexible repayment tenure from 12 to 60 months
  • No collateral required
  • Simple, fast online process

Frequently asked questions

What is the eligibility criteria?
You must be an Indian citizen aged 21–55, earn at least ₹15,000 per month, and have a CIBIL score of 650 or above.

What is the maximum loan amount?
You may be eligible for up to ₹15 lakh, depending on your income and credit profile.

What are the repayment terms?
You can choose a tenure from 12 to 60 months, subject to your approved loan terms.

What is video KYC and when is it available?
Video KYC is an agent-assisted, video-based identity verification, available 10 AM–6 PM, Monday to Friday.

Fees & charges: Charges are described as transparent; processing fees, interest rates and eligibility are decided solely by InCred Finance as per their prevailing terms. Loan approval and amount depend on your income and credit profile.

Terms that matter

  • You must be an Indian citizen aged between 21 and 55 years.
  • You must have a minimum monthly income of ₹15,000 and a CIBIL score of 650 or above.
  • You must provide a valid Aadhaar card and PAN card with matching details, and use your Aadhaar-linked mobile number during the application.
  • Your address must fall under an eligible PIN code.
  • Complete the application in one continuous journey, and do not submit multiple applications from the same device or mobile number.
  • Loan approval, amount, interest rate and charges are at the sole discretion of InCred Finance as per their prevailing terms.

Earn 300 reward points

Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.

Log in / sign up to claim points

Ratings & reviews

4.4 7,694 reviews

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