FIRSTmoney Smart Personal Loan
How to get this & earn coins
1 Complete the offer
2 Claim & redeem your coins
- Complete the goal above to earn 🪙 300 coins.
- Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
- We verify it manually and credit the coins to your account.
- Redeem your coins for free games, skins or game credits once you reach 2,000 coins.
About this offer
FIRSTmoney (from IDFC FIRST Bank) offers a smart personal loan of up to ₹10 lakh through a quick, 100% digital process — eligible customers can get approval in as little as 5 minutes, with no collateral required.
Key benefits
- Loan amount of up to ₹10 lakh
- Quick approval with minimal documentation
- Repayment tenure of up to 60 months
- No collateral required
- 100% digital process
Frequently asked questions
What is the maximum loan amount?
Up to ₹10 lakh, subject to approval.
What are the interest rate and processing fees?
Interest rates start from around 11%, and processing fees can be up to 3.5% of the loan amount.
Fees & charges: Interest from 11% p.a.; processing fees up to 3.5%; zero foreclosure charges. Loan approval, amount, interest and charges are decided solely by IDFC FIRST Bank as per their prevailing terms.
Terms that matter
- You must be a salaried Indian customer aged between 21 and 45 years.
- Your monthly income should be at least ₹21,000 and your CIBIL score should be 730 or above.
- You should not be an existing IDFC FIRST Bank customer, and your address must fall within an eligible PIN code.
- Your PAN and Aadhaar details must match, and you should use the mobile number linked to your Aadhaar. Complete the application in a single journey.
- Loan approval, amount, interest and charges are at the sole discretion of IDFC FIRST Bank.
Earn 300 reward points
Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.