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AU Bank Credit Card

Credit cards AU Small Finance Bank
RequirementAge 23–60 · Income ₹4L+/yr · CIBIL 750+
PlatformAU Small Finance Bank

How to get this & earn coins

1 Complete the offer

01Tap "Apply Now" and enter your name, mobile number, email and pincode, then tap "Start Journey Now".
02You will be redirected to the official AU Bank site — enter your mobile number and PAN, accept the terms and tap "Get OTP", then verify the OTP.
03Enter your Aadhaar number, accept the terms, and submit your city and state, then proceed.
04Select your card delivery address and submit your personal details (date of birth, title, gender, name on card, qualification).
05Submit your employer details and accept the terms — a popup shows whether you are eligible; tap "Ok" and select the card that matches your eligibility.
06Complete the video KYC (keep your Aadhaar and PAN handy). After final verification and approval, your card is delivered in about 2–3 days.

2 Claim & redeem your coins

  1. Complete the goal above to earn 🪙 500 coins.
  2. Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
  3. We verify it manually and credit the coins to your account.
  4. Redeem your coins for free games, skins or game credits once you reach 2,000 coins.

About this offer

AU Small Finance Bank offers a range of credit cards designed around your spending habits and lifestyle — earn accelerated rewards, milestone cashback and travel perks, and even choose between a Visa or RuPay variant. The application is 100% digital and paperless.

Key benefits

  • Earn 5X/10X reward points on your spends
  • Milestone cashback and welcome vouchers
  • Cashback on groceries, dining, travel, electronics and apparel
  • Airport lounge access
  • Fuel surcharge waiver
  • Fun & fitness memberships and card liability cover
  • Choose between a Visa or RuPay credit card
  • 100% digital, paperless process

Frequently asked questions

Why choose an AU Bank Credit Card?
AU Small Finance Bank offers several exclusive credit cards based on your spending habits and lifestyle, each with unique features and reward points.

Who can apply?
Indian citizens aged 23–60, salaried or self-employed, with an income above ₹4 lakh and a CIBIL score of 750+ (metros and Tier-1 cities).

How long does the application and approval take?
The application takes no more than 15 minutes, and approval typically takes up to 48 hours.

Are there any fees?
The LIT credit card has zero joining and annual fees; charges vary by the specific card you choose.

Fees & charges: Joining and annual fees — Zero on the LIT credit card (charges vary by card variant). A CIBIL score of 750+ and income above ₹4 lakh apply. Card issuance, credit limit, benefits and eligibility are decided solely by AU Small Finance Bank as per their prevailing terms.

Terms that matter

  • Available for new users only — existing AU Bank customers are not eligible.
  • Apply using the same tracking link and complete the application on your own device, within 30 days of starting; if you exit midway, resume with the same link or the lead may be rejected.
  • Your mobile number must be linked to your Aadhaar.
  • Eligibility: age 23–60, Indian citizen, salaried or self-employed with income above ₹4 lakh, and a CIBIL score of 750+ (metros and Tier-1 cities).
  • Documents: PAN card, Aadhaar card and income proof.
  • Card issuance, credit limit, benefits and fees are at the sole discretion of AU Small Finance Bank as per their prevailing terms.

Earn 500 reward points

Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.

Log in / sign up to claim points

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