Ram Fincorp (Kundan Finance) Personal Loan
How to get this & earn coins
1 Complete the offer
2 Claim & redeem your coins
- Complete the goal above to earn 🪙 300 coins.
- Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
- We verify it manually and credit the coins to your account.
- Redeem your coins for free games, skins or game credits once you reach 2,000 coins.
About this offer
Get a personal loan from Ram Fincorp (Kundan Finance) through a 100% digital, paperless process. Eligible applicants can borrow flexible amounts with tenures from 12 to 60 months and quick disbursal — no collateral required.
Key benefits
- Loan amount from ₹1,000 to ₹10 lakh, based on eligibility
- 100% digital and paperless process
- No collateral required
- Flexible tenure from 12 to 60 months
- Minimal documentation
- Quick and easy disbursal
Frequently asked questions
What is the Ram Fincorp Personal Loan?
It’s a personal loan you can apply for online through the app for a range of personal financial needs.
How do I apply?
Apply online by entering your details and completing OTP and KYC verification.
What is the eligibility criteria?
You typically need a valid PAN and Aadhaar card, income documents, and a CIBIL score of 600 or above.
How quickly can I get the loan?
Once approved and verified, disbursal may happen quickly, often within minutes.
What is the repayment process?
You can set up repayment via digital methods including net banking or debit card.
Fees & charges: Interest rates and processing fees are as per the lender’s prevailing terms. Loan approval, amount, interest and charges are decided solely by Ram Fincorp (Kundan Finance), subject to verification and eligibility.
Terms that matter
- You must be an Indian citizen aged 18 to 58 and meet the applicable income and credit-score requirements.
- Salaried applicants need a monthly income of ₹18,000+, or self-employed applicants ₹2,16,000+ per year; a CIBIL score of 600 or above is required.
- Your Aadhaar-linked mobile number should be used throughout the application process.
- This offer is for eligible new-to-bank customers only.
- Loan approval, amount, interest and charges are at the sole discretion of the lender, subject to verification and eligibility.
Earn 300 reward points
Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.