Axis LIC Credit Card
How to get this & earn coins
1 Complete the offer
2 Claim & redeem your coins
- Complete the goal above to earn 🪙 500 coins.
- Go to the Rewards page and submit your proof (screenshot + phone / transaction ID).
- We verify it manually and credit the coins to your account.
- Redeem your coins for free games, skins or game credits once you reach 2,000 coins.
About this offer
The Axis Bank LIC Credit Card is a lifetime-free card made especially for LIC policyholders — earn extra rewards on your LIC premium payments, save on fuel and dining, and enjoy complimentary insurance protection, all with no joining or annual fee.
Key benefits
- Lifetime free — no joining or annual fee
- Extra reward points on LIC premium payments (2 points per ₹100)
- Accelerated rewards on international spending
- 1% fuel surcharge waiver at all petrol pumps across India
- Up to 15% discount at restaurants via Axis Dining Delights
- Complimentary insurance protection and lost-card liability cover
- Easy EMI conversion and access to exclusive merchant offers
Reward points are earned on most spends, but not on fuel transactions, wallet loads or EMI conversions.
Frequently asked questions
What are the primary benefits?
Reward points on every purchase, a fuel surcharge waiver, no joining or annual fees, lost-card liability insurance and dining discounts.
How many reward points do I earn on LIC premium payments?
You earn 2 reward points for every ₹100 spent on LIC premium payments and foreign currency transactions.
Is there a fee for the card?
No — the card comes with no joining or annual fees.
Are there any exceptions where I won’t earn reward points?
Yes — reward points are not earned on fuel transactions, wallet loads and EMI conversions.
Fees & charges: Joining fee — NIL; annual fee — NIL. A minimum CIBIL score of 720 applies; income requirements vary by card variant (e.g. LIC Platinum: ₹15,000/month salaried or ₹4 lakh annual ITR self-employed). Card issuance, credit limit, benefits and eligibility are decided solely by Axis Bank as per their prevailing terms.
Terms that matter
- Applicants must be 18 years or older with a minimum CIBIL score of 720.
- Apply using the same tracking link and complete the entire signup in a single journey to get the card.
- Complete the application on your own device, within 30 days of starting; if you exit midway, resume with the same link or the lead may be rejected.
- Your mobile number must be linked to your Aadhaar.
- Eligibility: salaried or self-employed; income requirements vary by variant (e.g. LIC Platinum — ₹15,000/month salaried, ₹4 lakh annual ITR self-employed, or an existing LIC premium of ₹30,000 with 3-year vintage).
- Documents (salaried): a government ID (PAN / Aadhaar / passport / voter ID / driving licence) for identity and an address proof (utility bill, passport, ration card, rental agreement or Aadhaar). Self-employed applicants also provide business proof such as ITR, GST certificate or company registration.
- Card issuance, credit limit, benefits and fees are at the sole discretion of Axis Bank as per their prevailing terms.
Earn 500 reward points
Complete this through the button above, then submit proof to claim your reward points. Verified manually before crediting.